Spend crypto anywhere.
No bank. No KYC.
Top up with USDT and pay anywhere with a virtual Visa or Mastercard. Six countries, all inside Telegram.
Built for crypto nomads.
Crypto holders had money but nowhere to spend it. Banks ignored them, exchanges made it complicated. We made it one step: top up with USDT, get a real card, pay anywhere.
Instant top-up
Send USDT and your balance is credited automatically once the transaction confirms on-chain.
Telegram-native
Everything lives in the bot. No app store, no forms, no waiting.
Full card control
Freeze and unfreeze your card instantly from Telegram, anytime.
Pay worldwide
Netflix, Spotify, app stores, SaaS, games — any Visa or Mastercard merchant online.
Six country cards to choose from.
Each one has its own perks — local currency, local rails, from the EU to Southeast Asia.
More than just a card.
Real spending power with the perks you expect, and a few you do not.
Apple & Google Pay
Add your card to your phone and tap to pay anywhere it is accepted.
Up to 3% cashback
Earn crypto back on every purchase by category, credited straight to your balance.
Referral rewards
Invite friends and earn USDT when they fund their first card.
Subscriptions that work
Netflix, Spotify, ChatGPT, app stores — recurring payments just work.
From zero to spending in minutes.
Create your account
Sign up with email or Telegram. No app store, no forms.
Add funds
Top up with USDT, or fund your Fizardus wallet with any coin — the balance lands on your card.
Get your card
Issue a virtual Visa or Mastercard and pay anywhere.
Three ways to use your crypto
Top up directly, or bring your own wallet — whatever suits you.
Top up with USDT
Send USDT on BEP20, TRC20 or ERC20 and your balance lands on the card instantly. The simplest way to get started.
Create a wallet
Open a Fizardus wallet and fund it with any coin, any time — then spend straight from it with your card.
Import your wallet
Already hold crypto? Import your existing wallet with a seed phrase and spend your funds with your Fizardus card.
Transparent by design.
No monthly fees. No hidden charges. Every cost is shown before you confirm.
Card issuance
First card always free · 10 USDT from the 2nd
Cashback
Earned back by spending category
Top-up
A flat 1% on every USDT top-up — the same for every card.
Spending
A flat 1% on every purchase, anywhere you pay.
ATM withdrawal
Where available
This is your balance — not the card price.
What it looks like in practice
You top up 100 USDT — 99 USDT lands on your card (the flat 1% fee). A $15.49 Netflix subscription charges exactly $15.49 at the Visa rate: no spread, no monthly fees, and category cashback credited back on top.
Questions, answered.
What is Fizardus?
Fizardus issues virtual Visa and Mastercard cards you fund with USDT. No bank account and no KYC — managed in Telegram or your browser, with one account across both.
Do I need to pass KYC?
No. You do not submit documents or selfies. You create an account and top up with USDT.
How do I top up my card?
Send USDT on BEP20, TRC20 or ERC20 to your wallet. Your card balance updates automatically.
What are the fees?
A flat 1% on top-ups and 1–2% on ATM withdrawals depending on the card. Your first card is free; extra cards carry a small one-time fee.
Ask AI about Fizardus
Get an instant, independent rundown of Fizardus from your favourite AI assistant — straight from our website.
Stop waiting. Start spending.
Your crypto card is minutes away. No bank, no KYC, no excuses.
Get your card