From zero to spending in minutes.
No app store, no bank, no paperwork. Three steps and you are paying with crypto.
Three steps to your card
- 1
Create your account
Sign up with email or Telegram. No app store, no forms.
- 2
Add funds
Top up with USDT, or fund your Fizardus wallet with any coin — the balance lands on your card.
- 3
Get your card
Issue a virtual Visa or Mastercard and pay anywhere.
Create your account
Sign up with email or Telegram. No app store, no forms.
Add funds
Top up with USDT, or fund your Fizardus wallet with any coin — the balance lands on your card.
Get your card
Issue a virtual Visa or Mastercard and pay anywhere.
What you can do with Fizardus
Everyday money moves, powered by your crypto.
Pay everywhere
Tap to pay in store and check out online with Apple Pay, Google Pay or the card details — anywhere Visa and Mastercard are accepted.
Top up in seconds
Send USDT on BEP20, TRC20 or ERC20. Your balance lands on the card automatically once the network confirms.
Withdraw at ATMs
Take out local cash at ATMs worldwide for 1–2% depending on the card — no bank account required.
Manage from Telegram
Issue cards, track your balance and get instant alerts — all inside Telegram, with a web app on the way.
What happens under the hood
The details behind those three steps — timing, coins, security and cost.
When does my balance reach the card?
Automatically, usually within minutes. Once your top-up gets the required confirmations on the network you chose, the balance is credited to your card with no manual step.
What do I need to start?
Just an email or a Telegram account and some crypto. There is no KYC, no ID upload and no credit check — you create an account and top up in the same session.
Which coins and networks can I use?
Top up with USDT on BEP20, TRC20 or ERC20, or fund your Fizardus wallet with any supported coin. Either way the balance ends up on your card.
Where can I spend?
Anywhere Visa and Mastercard are accepted — online, in store, with Apple Pay or Google Pay, and at ATMs worldwide. Cards are issued for Estonia, Spain, Poland, the United Kingdom, Thailand and Bali in their local currencies.
How are my funds protected?
Balances are secured by shared-key Wallet Protect controls, so nothing can be moved without your confirmation. We are building toward a fully non-custodial model.
What does it cost?
A flat 1% on top-ups, your first card free (10 USDT from the second), and a 1–2% ATM fee depending on the card. On top of that you earn up to 3% cashback on what you spend.
Three ways to use your crypto
Top up directly, or bring your own wallet — whatever suits you.
Top up with USDT
Send USDT on BEP20, TRC20 or ERC20 and your balance lands on the card instantly. The simplest way to get started.
Create a wallet
Open a Fizardus wallet and fund it with any coin, any time — then spend straight from it with your card.
Import your wallet
Already hold crypto? Import your existing wallet with a seed phrase and spend your funds with your Fizardus card.
How Fizardus works — FAQ
How does Fizardus work?
Fizardus turns your crypto into a spendable card. You create an account, top up with USDT (or any supported coin via your wallet), and the balance lands on a virtual Visa or Mastercard you can use online, in store and at ATMs — no bank and no KYC.
How long does it take to get a card?
A few minutes. Signing up and issuing your first virtual card is instant and free; your balance appears automatically once your top-up confirms on the network.
What do I need to sign up?
Only an email or Telegram account. There is no KYC, no document upload and no credit check — one account gives you the card, wallet and top-ups in one place.
Which networks can I top up with?
USDT on BEP20, TRC20 or ERC20, or any supported coin funded into your Fizardus wallet. The balance is credited to your card automatically after the network confirms.
What are the fees?
Top-ups carry a flat 1% fee and your first card is free (10 USDT from the second). ATM withdrawals cost 1–2% depending on the card, and you earn up to 3% cashback on spending — no monthly or hidden fees.
Is Fizardus safe and do I need KYC?
No KYC is required, and your balance is protected by shared-key Wallet Protect controls so it cannot be moved without your confirmation. Everything runs in Telegram or the web app with one account.
Turn crypto into everyday spending, without a bank
Fizardus is the simplest way to spend stablecoins in daily life. You top up with USDT, and the balance becomes a virtual Visa or Mastercard you can use online, in store and at ATMs. There is no bank account, no credit check and no KYC — you go from crypto to a working card in minutes.
Everything runs inside Telegram, so there is no separate app to learn. Issue a card, top up, check your balance and get notifications in one place. Pricing is transparent — a flat 1% top-up fee, your first card free, and up to 3% cashback on what you spend.
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