XRP logo

XRP wallet

Store, send, receive and spend XRP on XRP Ledger — secured by Wallet Protect, spendable with your card.

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Store XRP

Keep your XRP in a wallet protected by shared-key controls. No bank, no KYC.

Send & receive

Move XRP on XRP Ledger to anyone, anywhere — fast and around the clock.

Convert & spend

Swap XRP to USDT in a tap, top up your Fizardus card and spend it as ordinary money.

Pay anywhere

Use XRP for everyday purchases online and in store via Apple Pay and Google Pay.

About XRP

XRP settles payments on the XRP Ledger in seconds, designed for cross-border value transfer.

XRP was designed in 2012 for one job: moving value across borders in seconds for fractions of a cent. The XRP Ledger needs no mining, so settlement is fast, cheap and energy-light.

XRP logoXRP
Asset
XRP
Network
XRP Ledger
Type
Coin
Token standard
Native coin
Typical network fee
<$0.01
Typical transfer time
~4 s
Launched
2012

How to get started with XRP

Three steps from XRP to a card you can spend.

1

Open your wallet

Create a Fizardus wallet in Telegram or your browser — no documents, no KYC.

2

Receive XRP

Send XRP on XRP Ledger to your wallet address. Your balance updates on confirmation.

3

Spend it

Convert XRP to USDT, top up your card and pay anywhere in the world.

Why hold XRP with Fizardus

Nothing moves without you

Shared-key protection means no one can freeze or move your XRP behind your back.

Spend instantly

Turn XRP into everyday spending with a Visa or Mastercard, no bank required.

No KYC

No documents, no selfies. Create a wallet and a card in minutes.

Frequently asked

How do I add XRP to my Fizardus wallet?

Open Fizardus, pick XRP, and send XRP to your wallet address on the XRP Ledger network. Your balance updates once the network confirms.

Can I spend XRP with my card?

Yes. Convert your XRP to USDT, top up your Fizardus card and pay anywhere Visa and Mastercard are accepted.

What does it cost to send XRP on XRP Ledger?

Depositing XRP into your Fizardus wallet is free — you pay only the XRP Ledger network fee, typically <$0.01. Transfers usually confirm in ~4 s. Moving funds from the wallet to your card costs a flat 1%.

Is my XRP safe?

Your XRP balance is protected by a shared-key model — funds cannot be moved without your confirmation, and we are building toward a fully non-custodial model.

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Spend your XRP in the real world.

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