Stellar wallet
Store, send, receive and spend XLM on Stellar — secured by Wallet Protect, spendable with your card.
Get your cardStore XLM
Keep your Stellar in a wallet protected by shared-key controls. No bank, no KYC.
Send & receive
Move XLM on Stellar to anyone, anywhere — fast and around the clock.
Convert & spend
Swap XLM to USDT in a tap, top up your Fizardus card and spend it as ordinary money.
Pay anywhere
Use XLM for everyday purchases online and in store via Apple Pay and Google Pay.
About Stellar
Stellar (XLM) is a payments network built for fast, low-cost transfers and asset issuance.
Stellar has specialised in payments since 2014, with built-in asset issuance and a decentralized exchange. XLM transfers settle in seconds and cost fractions of a cent.
Stellar- Asset
- XLM
- Network
- Stellar
- Type
- Coin
- Token standard
- Native coin
- Typical network fee
- <$0.01
- Typical transfer time
- ~5 s
- Launched
- 2014
How to get started with XLM
Three steps from XLM to a card you can spend.
Open your wallet
Create a Fizardus wallet in Telegram or your browser — no documents, no KYC.
Receive XLM
Send XLM on Stellar to your wallet address. Your balance updates on confirmation.
Spend it
Convert XLM to USDT, top up your card and pay anywhere in the world.
Why hold XLM with Fizardus
Nothing moves without you
Shared-key protection means no one can freeze or move your XLM behind your back.
Spend instantly
Turn XLM into everyday spending with a Visa or Mastercard, no bank required.
No KYC
No documents, no selfies. Create a wallet and a card in minutes.
Frequently asked
How do I add XLM to my Fizardus wallet?
Open Fizardus, pick Stellar, and send XLM to your wallet address on the Stellar network. Your balance updates once the network confirms.
Can I spend XLM with my card?
Yes. Convert your XLM to USDT, top up your Fizardus card and pay anywhere Visa and Mastercard are accepted.
What does it cost to send XLM on Stellar?
Depositing XLM into your Fizardus wallet is free — you pay only the Stellar network fee, typically <$0.01. Transfers usually confirm in ~5 s. Moving funds from the wallet to your card costs a flat 1%.
Is my XLM safe?
Your XLM balance is protected by a shared-key model — funds cannot be moved without your confirmation, and we are building toward a fully non-custodial model.