Questions, answered.
What is Fizardus?
Fizardus issues virtual Visa and Mastercard cards you fund with USDT. No bank account and no KYC — managed in Telegram or your browser, with one account across both.
Do I need to pass KYC?
No. You do not submit documents or selfies. You create an account and top up with USDT.
How do I top up my card?
Send USDT on BEP20, TRC20 or ERC20 to your wallet. Your card balance updates automatically.
Which countries are supported?
Estonia, Spain, Poland, the United Kingdom, Thailand and Bali, each with a card in the local currency.
What are the fees?
A flat 1% on top-ups and 1–2% on ATM withdrawals depending on the card. Your first card is free; extra cards carry a small one-time fee.
Where do my funds live?
Your card balance is tied to your account. We are building a non-custodial wallet so you stay in control of your crypto.
Is Fizardus custodial or non-custodial?
Today your card balance is tied to your account. We are building a non-custodial wallet so your crypto stays under your own control, with the card spending straight from a wallet you hold.
Which networks can I use to top up?
You can send USDT on BEP20 (BNB Chain), TRC20 (TRON) or ERC20 (Ethereum). Your card balance updates automatically once the network confirms.
How much does a Fizardus card cost?
Your first card is free. Top-ups carry a flat 1% fee, ATM withdrawals 1–2% depending on the card, and you earn up to 3% cashback on spending. There are no monthly or hidden fees.
Does the card work with Apple Pay and Google Pay?
Yes. Add your Fizardus card to Apple Pay or Google Pay and pay contactlessly anywhere they are accepted.
Do I need a bank account?
No. Fizardus does not require a bank account or credit check. You fund the card with crypto and spend in everyday fiat.
How long does card issuance take?
Card issuance is near-instant. Create your account, top up with USDT, and issue a virtual card in minutes.
How can I add funds to Fizardus?
Three ways: top up directly with USDT (BEP20, TRC20 or ERC20), create a Fizardus wallet and fund it with any coin, or import an existing wallet with your seed phrase and spend the crypto you already hold.
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